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Evergreen Life Limited is a Bermuda life insurance company.

Its specialized Private Placement Variable Universal Life Insurance (“PPVUL”) products are unique and are available to high net worth individuals. These products are sometimes referred to by the general term PPLI (Private Placement Life Insurance).

PPLI is a variable life insurance contract that is not offered to the general public but is distributed only through a private offering to qualified persons who are sophisticated investors and who have an interest in taking out a life insurance policy which contains underlying investment elements.

Unlike traditional PPVUL policies, Evergreen’s Kingswood and Cedarwood policies require no underwriting neither are there any limits based upon individual insurance capacity nor the eligibility of the policy owner or family members.

Evergreen Life Limited products provide policy owners with tax free investment growth and distributions, greater investment flexibility, the ability to access cash value of the policy and a low policy cost structure. There is a double measure of asset protection provided by the general legislation in Bermuda together with a special Act.

U.S. laws have created a preferential tax status for investments in life insurance in order to encourage long-term financial security and estate planning. This includes the buildup of cash value within specific types of life insurance policies which are free of income tax and potentially estate tax.

The Evergreen products have been developed to provide maximum flexibility of investments (within the rules of the Internal Revenue Code) together with the most efficient combination of the tax advantages available through life insurance.

what we offer

iNVESTMENT FLEXIBILITY
iNCOME TAX FREE INVESTMENT RETURNS
ESTATE TAX PLANNING OPTIMIZATION
ACCESS TO ACCOUNT VALUES
ASSET PROTECTION
LOW FRICTION COSTS

Evergreen, in collaboration with a client’s advisors, responsibly solves complex estate planning, tax and financial issues through the use of our uniquely designed and proven financial instruments.